Credit Cards & Loans
More ways to work toward your goals.
Whatever your financial need — consolidating debt, home improvement, or even buying your dream car — Credit Human has competitive loan rates and borrowing options that can help.
Credit Cards
Credit Card Options
Credit Human Mastercard credit cards feature no annual fee and low rates with extra benefits like identity theft resolution and price protection. Plus, with our rewards card options, you can earn 2% unlimited cash back on all purchases.
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Explore Credit Cards
Rate Preferred Mastercard®
Take advantage of low rates with no annual fee.
- APR as low as 11.70% on purchases and cash advances*
- Balance transfers as low as 7.90% APR*
- No annual fee
- No balance transfer fee
Rewards Preferred Mastercard®
Enjoy cash back and low rates.
- Earn 2% cash back on all purchases
- APR as low as 14.15% on purchases and cash advances*
- Balance transfers as low as 5.90% APR*
- No annual fee
- No balance transfer fee
Spurs Rewards Mastercard®
Celebrate your favorite NBA team and earn cash back.
- Earn 2% cash back on all purchases
- APR as low as 14.15% on purchases and cash advances*
- Balance transfers as low as 5.90% APR*
- No annual fee
- No balance transfer fee
Annual Percentage Rates (APRs) are variable and vary with the market based on the Prime Rate. Rates and terms subject to credit approval.
All Credit Cards Feature:
No Balance Transfer Fee
Credit Human Mastercards® feature fixed-rate balance transfers and no balance transfer fee so you can consolidate high-interest debt to save money.
Online Account Management
Conveniently access your credit card details including balances, transaction history, payment options plus manage your credit card applications and more.
24/7 Support
When it comes to your credit cards, we have your back. If your card is ever lost or stolen, call our credit card hotline 24 hours a day, 7 days a week. Just dial 844-286-5775.
Applying is Easy
When you need a credit card, turn to Credit Human. We make it easy with our online application — just choose the card you prefer and apply, today!
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Ready to Get Started with Credit Human?
Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.
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