Credit Human is a cooperative balancing the needs of responsible savers and borrowers to build stronger communities.

Fred Hines

Fred Hines

Member, Board of Directors

Member since 2014

Fred Hines retired in early 2019 as President & CEO of Clarity Child Guidance Center, a comprehensive behavioral health facility providing for children and adolescents. He has served in that capacity since 1998 following various senior health care positions in San Antonio. In 2004, Clarity CGC, formerly Southwest Mental Health Center was named the first not-for-profit recipient of the Ethics in Business Award co-sponsored by the Ecumenical Center for Religion and Health and the UTSA College of Business, and in 2014, Clarity was named one of San Antonio’s Outstanding Employers by the Express-News.

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2022 Annual Report

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Board of Directors

Blaise Bender

Chair, Board of Directors

Richard Rodriguez

Vice Chair, Board of Directors

Ed Hinojosa

Secretary, Board of Directors

Frank Burk

Treasurer, Board of Directors

Esther Cruz

Member, Board of Directors

Debs McCrary

Member, Board of Directors

Fred Hines

Member, Board of Directors

Peter Morales

Member, Board of Directors

Steve Nivin

Member, Board of Directors

Directors Emeriti

Ramon Abarca

Director Emeritus

Sue Turner

Director Emeritus

Supervisory Committee

Mike Burnett

Chair, Supervisory Committee

Dan Crowley

Member, Supervisory Committee

Pat Harper-Pollard

Member, Supervisory Committee

Bill Micale

Member, Supervisory Committee

Travis Wiltshire

Member, Supervisory Committee

Associate Directors

Mike DuBose

Associate Director