Credit Human is a cooperative balancing the needs of responsible savers and borrowers to build stronger communities.

Esther Cruz

Esther Cruz

Member, Board of Directors

Member since 2006

Esther Cruz is an attorney who has had an extensive and diversified law practice in Texas for more than 30 years.  During that time, she has liquidated assets as a bankruptcy trustee attorney, litigated complex bankruptcy cases for Chapter 7 Trustees in the South District of Texas, and represented clients in a wide range of estate planning and probate maters.  In the 1990’s, she was a lead attorney for the FDIC on numerous bank closings, including one of the largest bank closings in the state of Texas.  Currently, she has been helping executors, and administrators, and families who have deceased relatives owning assets in various counties navigate the Texas probate process.

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2021 Annual Report

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Board of Directors

Fred Hines

Chair, Board of Directors

Richard Rodriguez

Vice Chair, Board of Directors

Blaise Bender

Secretary, Board of Directors

Frank Burk

Treasurer, Board of Directors

Esther Cruz

Member, Board of Directors

Ed Hinojosa

Member, Board of Directors

Debs McCrary

Member, Board of Directors

Peter Morales

Member, Board of Directors

Steve Nivin

Member, Board of Directors

Directors Emeriti

Ramon Abarca

Director Emeritus

Sue Turner

Director Emeritus

Supervisory Committee

Mike Burnett

Chair, Supervisory Committee

Dan Crowley

Member, Supervisory Committee

Pat Harper-Pollard

Member, Supervisory Committee

Bill Micale

Member, Supervisory Committee

Travis Wiltshire

Member, Supervisory Committee

Associate Directors

Mike DuBose

Associate Director

Karen Von Der Bruegge

Associate Director