Credit Human is a cooperative balancing the needs of responsible savers and borrowers to build stronger communities.

Esther Cruz

Esther Cruz

Member, Supervisory Committee

Member since 2006

Esther Cruz is an attorney who has had an extensive and diversified law practice in Texas for more than 30 years.  During that time, she has liquidated assets as a bankruptcy trustee attorney, litigated complex bankruptcy cases for Chapter 7 Trustees in the South District of Texas, and represented clients in a wide range of estate planning and probate maters.  In the 1990’s, she was a lead attorney for the FDIC on numerous bank closings, including one of the largest bank closings in the state of Texas.  Currently, she has been helping executors, and administrators, and families who have deceased relatives owning assets in various counties navigate the Texas probate process.

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2018 Annual Report

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Board of Directors

Fred Hines

Chair, Board of Directors

Sue Turner

Vice Chair, Board of Directors

David Velasquez

Secretary, Board of Directors

Frank Burk

Treasurer, Board of Directors

Ramon Abarca

Member, Board of Directors

Blaise Bender

Member, Board of Directors

Debs McCrary

Member, Board of Directors

Larry Roberson

Member, Board of Directors

Richard Rodriguez

Member, Board of Directors

Supervisory Committee

Bill Micale

Chair, Supervisory Committee

Steve Nivin

Secretary, Supervisory Committee

Mike Burnett

Member, Supervisory Committee

Esther Cruz

Member, Supervisory Committee

Peter Morales

Member, Supervisory Committee

Associate Directors

Pat Harper-Pollard

Associate Director

Ed Hinojosa

Associate Director