Credit Human is a cooperative balancing the needs of responsible savers and borrowers to build stronger communities.

Steve Nivin

Steve Nivin

Member, Board of Directors

Member since 2013

Steve Nivin is associate professor of economics at St. Mary’s University. He also serves as director and chief economist of the SABÉR Institute and has an active economic consulting practice. Additionally, he is an adjunct professor at the Southwest School of Art where he teaches economics. His academic research and consulting activities focus on regional economic development and forecasting. Before going to his current position, Dr. Nivin served as chief economist for the City of San Antonio and also held economic analysis positions at USAA and Blue Cross Blue Shield of Texas.

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2019 Annual Report

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Board of Directors

Fred Hines

Chair, Board of Directors

Richard Rodriguez

Vice Chair, Board of Directors

Blaise Bender

Secretary, Board of Directors

Frank Burk

Treasurer, Board of Directors

Ramon Abarca

Member, Board of Directors

Debs McCrary

Member, Board of Directors

Peter C. Morales

Member, Board of Directors

Steve Nivin

Member, Board of Directors

Larry Roberson

Member, Board of Directors

Director Emeritus

Sue Turner

Director Emeritus

Supervisory Committee

Mike Burnett

Chair, Supervisory Committee

Esther Cruz

Secretary, Supervisory Committee

Pat Harper-Pollard

Member, Supervisory Committee

Bill Micale

Member, Supervisory Committee

Karen Von Der Bruegge

Member, Board of Directors

Associate Directors

Dan Crowley

Associate Director

Mike DuBose

Associate Director

Ed Hinojosa

Associate Director

Travis Wiltshire

Associate Director