Credit Human is a cooperative balancing the needs of responsible savers and borrowers to build stronger communities.

Steve Nivin

Secretary, Supervisory Committee

Member since 2013

Steve Nivin is assistant professor of economics at St. Mary’s University. He also serves as director of the St. Mary’s University Neighborhood Revitalization Project and director and chief economist of the SABÉR Institute. His academic research and consulting activities focus on regional economic development and forecasting. Before going to his current position, Dr. Nivin served as Chief Economist for the City of San Antonio and also held economic analysis positions at USAA and Blue Cross Blue Shield of Texas. He is the father of three beautiful children and husband to a wonderful wife of twenty years.

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2016 Annual Report

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Board of Directors

Richard Rodriguez

Chair, Board of Directors

Sue Turner

Vice Chair, Board of Directors

Ramon Abarca

Secretary, Board of Directors

Frank Burk

Treasurer, Board of Directors

Blaise Bender

Member, Board of Directors

Fred Hines

Member, Board of Directors

Debs McCrary

Member, Board of Directors

Larry Roberson

Member, Board of Directors

David Velasquez

Member, Board of Directors

Supervisory Committee

Bill Micale

Chair, Supervisory Committee

Steve Nivin

Secretary, Supervisory Committee

Mike Burnett

Member, Supervisory Committee

Esther Cruz

Member, Supervisory Committee

Peter Morales

Member, Supervisory Committee

Associate Directors

Pat Harper-Pollard

Associate Director