Checking and Savings Accounts

Great for:
AVOIDING OVERDRAFT FEES

Sensible Spend Account

An alternative to a traditional checking account with everything you need without the possibility of overdraft fees that can impact your financial health.

  • Open with a $0 minimum deposit
  • No overdraft fees
  • Waive monthly fee by setting up a $3 monthly auto-transfer to your savings
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Great for:
Everyone

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card usage
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Great for:
Earning Dividends

Dividend Checking

Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts.

  • Only $25 minimum deposit required to open
  • Competitive dividends paid monthly on any balance
  • No monthly fees when enrolled in direct deposit and online statements
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Great for:
Everyone

Share Savings

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started.

  • Open with $5 minimum deposit *
  • Earn 0.50% APY on daily balances of $100 or more
  • Even more flexibility for members under age 18
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Great for:
Dedicated Savers

Money Market Savings

Step up to an insured deposit account that motivates saving with higher dividends as your balance grows.

  • Open with a $1,000 minimum deposit
  • Get a 1.35% APY on balances of $10,000
  • Up to six free withdrawals per statement cycle
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Save for Your Future

It’s never too soon to think about retirement. Consider an easy-to-open and maintain IRA. When you start early, a small savings habit can really add up.

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Share Certificates

Great for:
Most Flexibility

Share Certificate

Ready to work towards a savings goal? Consider a share certificate with flexible terms you choose.

  • Up to 5.50% APY with dividends paid monthly
  • Open with $500 minimum deposit
  • Flexible terms from 6 months to 10 years
  • Automatic renewal at maturity
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Great for:
One-Year Commitment

Liquid Share Certificate

Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.

  • Up to 4.70% APY with dividends paid monthly
  • Open with $5,000 minimum deposit
  • Fixed, 1-year term with unlimited deposits and two allowed withdrawals*
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Find Credit Human Near You

Need to visit us in person? Find the closest location or check out our ATM network.

 
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