Credit Card Options

Whether you prefer a Visa® or Mastercard®, apply for a great credit card from Credit Human. From no annual fee and low annual percentage rates to great support and protection — and even options that let you earn bonus points or cash back rewards — we make it easy for you to manage and maintain credit. Explore them all and apply today!

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Rate Preferred Visa®

Look no further for a no annual fee credit card with great rates.

  • APR as low as 8.90% on purchases and cash advances*
  • Balance transfers as low as 7.90% APR*
  • No annual or balance transfer fee

Rewards Preferred Mastercard®

Want a card that earns points or cash back? The Rewards Preferred Mastercard® delivers great rates and great rewards!

  • APR as low as 9.90% on purchases*
  • Balance transfers as low as 5.90% APR*
  • No annual or balance transfer fee
  • Bonus points or cash back rewards program

Spurs Rewards Mastercard®

Get great rates, great rewards, and celebrate your favorite NBA team with a Spurs Rewards Mastercard® from Credit Human.

  • APR as low as 9.90% on purchases*
  • Balance transfers as low as 5.90% APR*
  • No annual fee or balance transfer fee
  • Bonus points or cash back rewards program

All Credit Cards Feature:

No Annual Fee

When you want a great credit card, look no further than Credit Human. Choose from the Rate Preferred Visa®, Rewards Preferred MasterCard®, or Spurs Rewards MasterCard®, and say goodbye to annual fees.

Easy Online Access

With your Credit Human credit card, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more.

24/7 Support

When it comes to your credit cards, we have your back. If your card is ever lost or stolen, call our credit card hotline 24 hours a day, 7 days a week. Just dial 866-839-3485.


Applying is Easy

When you need a credit card, turn to Credit Human. We make it easy with our online application — just choose the card you prefer and apply, today!

Compare Credit Card Rates

Take a look at how low rates from Credit Human compare to other credit cards.

Ready to Get Started with Credit Human?

Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today!