Discover a different type of home loan designed with your financial health in mind.
- No down payment required
- No private mortgage insurance required
- Build equity faster
- Convenient online application process
- Available in Texas, Louisiana and Colorado
A Home Loan for You
With all the costs that come with buying a home, putting down a large sum of money as a down payment can make it even more challenging to achieve that dream. That's why we offer 100% financing for the purchase of your home.
And because we take your financial health seriously, we're not requiring private mortgage insurance (PMI) for this loan. Instead of paying PMI, you can use that money to pay down your principal balance - building equity faster.
This is our way of helping you gain more financial slack and become financially healthier.
We know the home loan process can be overwhelming. Whether you're ready to purchase a home, get prequalified or need to talk to one of our knowledgeable loan advisors, we're here to help you every step of the way.
Already started an application? Log in
READY TO TALK? Contact us at 844-468-9369 Monday through Friday 8:30 am to 5:30 pm CT.
Note: Want to purchase a manufactured home? See our Manufactured Home options.
Easy Online Access
With our home loan, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for ultimate convenience.
LEARN MORE: Find out more about online banking and how you can sign up to manage your home loan as well as your other Credit Human accounts.