Line of Credit

A Credit Human Line of Credit allows you to make an advance to yourself anytime up to your pre-approved line of credit limit.

  • Borrow anytime up to your pre-approved limit
  • Low monthly payment
  • Overdraft protection option available
  • Access credit by debit card, online banking, phone, or by writing a check

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Apply for Great Rates and Terms

Credit Human membership is a powerful way to manage money, even as your needs change or as unexpected expenses arise. Apply for a personal Line of Credit with Credit Human, and grant yourself the power to borrow up to your pre-approved limit, anytime. Access your credit line through online banking, our bank-by-phone service, or simply by writing a check. Make low monthly payments at a competitive rate.

Ready to Apply? Complete our easy online loan application and choose Line of Credit. If you are not yet a Credit Human member, we’ll start your membership with your loan application.

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Funds, Fast and Easy

A Credit Human Line of Credit saves you time with fast approvals. We make it convenient and economical for you to lend money to yourself, maximize your earnings, and maintain your savings.


Easy Online Access

When you have a Line of Credit with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

Learn More: Find out more about online banking and how you can sign up to manage your Credit Human Line of Credit as well as your other Credit Human accounts.

Join Credit Human and become a member today

Rate Preferred Visa®

Look no further for a no annual fee credit card with great rates.

Share Secured Loan

With as little as $500 in a Credit Human savings account, we can help you free up the funds you need with a Share Secured Loan.

Share Savings

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started!

Line of Credit Rates

ProductRate
Line of Credit (Non-Overdraft)11.99%
Line of Credit with Overdraft11.99%
Annual Percentage Rates (APRs) are effective as of April 13, 2012 and subject to change without notice. For additional information on current rates, call our Member Service Center at (210) 258-1234 or toll free at 800-688-7228.