Share Secured Loan

With as little as $500 in a Credit Human savings account, we can help you free up the funds you need with a Share Secured Loan.

  • Borrow $500 or more
  • 3.25% APR with terms up to 24 months
  • No credit review required
  • Single repayment option available

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Apply for Great Rates and Terms

Credit Human can help you manage an upcoming expense without dipping into your savings. If you have at least $500 in a Credit Human Share Savings account, a Share Secured Loan lets you lend money to yourself at a great rate. You get a lower rate than with a signature loan, a term of up to 24 months, and flexible repayment options — including a single payment option. Meanwhile, your savings continue to earn interest and dividends.

Ready to Apply? Complete our easy online loan application and choose Share Secured Loan. If you are not yet a Credit Human member, we’ll start your membership with your loan application.

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Funds, Fast and Easy

A Share Secured Loan saves you time with fast approvals and no credit check required. We make it convenient and economical for you to lend money to yourself, maximize your earnings, and maintain your savings power.


Easy Online Access

When you have a Share Secured Loan with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

Learn More: Find out more about online banking and how you can sign up to manage your Credit Human Share Secured Loan as well as your other Credit Human accounts.

Join Credit Human and become a member today

Share Certificate Secured Loan

When you have $1,000 in a Credit Human Share Certificate, put your funds to work by loaning money to yourself at a great rate.

Share Savings

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started!

Share Secured Rates

ProductTermMinimumNotes
Share SecuredUp to 24 months$500APR 3% Over Share Savings Rate
Share Secured Single Paid NoteUp to 12 months$500APR 3% Over Share Savings Rate
The Annual Percentage Rates (APR) are effective as of April 13, 2012 and are subject to change without notice.  The APR on the Share Secured Loan is fixed and tied to the current, stated Share Savings rate plus 3%.  Please contact Credit Human Member Service at 210-258-1234 for assistance if you have questions about rates and terms.