Miscellaneous Secured Loan

From tractors to horse trailers to ATVs, Credit Human members turn to our Miscellaneous Secured Loan to finance a variety of wheels.

  • Competitive fixed rates
  • Flexible terms to fit your budget
  • Fast approval for the smaller vehicles you need.
  • Easy online application


Note: Want to finance something a little bigger? Try our Auto, Boat & RV, or Motorcycle loan options.

Get Pre-Approved with Great Rates and Terms

If you need to finance a new or used ATV, tractor, trailer or other small vehicle, pre-approval can help you make a great investment. Complete our online application to explore competitive rates and flexible terms that fit your budget.

Finance up to 100% of the purchase price at a fixed rate for up to 84 months. No penalty for early repayment.

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Note: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Credit Human.  Vehicle values are determined based on the NADA Guide. Annual Percentage Rates (APRs) are effective as of February 1, 2021 and are subject to change without notice.  For information on current rates, call our Member Service Center at 210-258-1234 or toll free at 800-688-7228.

Easy Online Access

When you have a Miscellaneous Secured Loan with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

Learn More: Find out more about online banking and how you can sign up to manage your Credit Human Miscellaneous Secured Loan and other Credit Human accounts.

Boat & RV Loan

Ready for a recreational vehicle? Creating family fun and shared memories could be a great investment for you.

Motorcycle Loan

If you feel the call of the open road or just need an efficient way to get around town, a motorcycle may be the answer.

Dividend Checking

Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts.

Miscellaneous Secured Rates

Horse Trailers, Tractors, ATV's, etc.84 months6.79%$25,000APR ranging from 6.79% - 14.39%
Horse Trailers, Tractors, ATV's, etc.72 months6.84%$20,000APR ranging from 6.84% - 14.44%
Horse Trailers, Tractors, ATV's, etc.60 months6.89%$10,000APR ranging from 6.89% - 14.49%
Horse Trailers, Tractors, ATV's, etc.48 months6.99%$5,000APR ranging from 6.99% - 14.59%

The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Credit Human.

Values will be determined based on the NADA Guide.