Plan

Make your plan to build financial slack

We know that those who plan for the future and the unexpected are four times more likely to be financially healthy than those who don’t. We want you to know that we’re here to help you make the plan you need to relieve stress and increase your financial slack.

Planning is an important factor in your financial health. The more we can make thoughtful decisions about current and future spending, the better our chances are at reaching our financial goals, no matter what they are. Through planning and small behavioral changes we are able to create savings habits that increase financial slack and decrease financial stress. There are two things that we should focus on when thinking about planning – planning ahead and insurance.

Planning Ahead

Planning for the future is important for reducing your financial stress and plays a key role in helping you build and maintain financial slack. To get started, ask yourself:

What expenses do I have coming up?
What does my family need this year?
What else should I be prepared for?

We’re here for you with resources to support you while you plan.

Financial Health Center

Credit Human is dedicated to not only improving the financial lives of members and their families, but also the communities we serve.

Learn More

Spending Plan Worksheet

Our spending plan worksheet can help you see where your money is going every month and calculate how much slack you have to achieve your savings goals.

Download

Financial Health Tools

We’ve integrated a robust set of financial health tools available right in your dashboard. Features include the Financial Health Snapshot, Connect a Financial Institution, Spending Analysis and Spending Forecast.

Learn More

Article: Creating a Spending Plan

Learn some extra tips on how to create a spending plan

Additional Resources

Knowledge and skills you can use to help you create and maintain financial slack

Balance Transfers

Start Investing

Setting Savings Goals

Debt Consolidation

View All

Getting Insured

Insurance can play an important role in an emergency. Having enough insurance will reduce your financial stress and allow you to maintain financial slack in unexpected situations. To get started, ask yourself:

What types of insurance do I have?
What types of insurance do I need?
Can I get a better rate on any of my plans?
Does my employer offer options such as life insurance, long-term disability or death and dismemberment?

We’re here for you with resources to support you while you evaluate your insurance needs.

Life Insurance Planning

Life is unpredictable at any stage, but being prepared for unexpected events doesn’t have to be.

Financial Health Center

Credit Human is dedicated to not only improving the financial lives of members and their families, but also the communities we serve.

Learn More

Additional Resources

Knowledge and skills you can use to help you create and maintain financial slack

Get Insured

Understand Your Insurance Contract

Get Health Insurance

Managing Risk

Planning isn’t the only thing to consider when thinking about your financial slack. Explore more in the areas of save, spend and borrow below.

Save

Having a sufficient liquid savings and a long-term savings helps us weather unexpected events and reach our goals.

Spend

Paying bills on time and spending less than you earn are the foundation for creating financial slack.

Borrow

Building credit and managing debt ensure our ability to create and maintain financial slack.

Tools for Planning

Knowledge and skills you can use to help you create and maintain financial slack.

Learn More

Feeling financial stress?

Discover how you can build financial slack and stress less.

Learn More

Building Slack

Credit Human is committed to helping our community by providing resources for less financial stress.

Learn More