Credit Cards

    Whatever your financial need — consolidating debt, home improvement, or even buying your dream car — Credit Human has competitive loan rates and borrowing options that can help.

    Credit Card Options

    Credit Human Mastercard credit cards feature no annual fee and low rates with extra benefits like identity theft resolution and price protection. Plus, with our rewards card options, you can earn 2% unlimited cash back on all purchases.

    Apply Now
    Credit Card Options thumbnail

    Explore Credit Cards

    Rate Preferred Mastercard® thumbnail

    Rate Preferred Mastercard®

    Take advantage of low rates with no annual fee.

    • APR as low as 11.70% on purchases and cash advances*
    • Balance transfers as low as 7.90% APR*
    • No annual fee
    • No balance transfer fee
    Get Details
    Rewards Preferred Mastercard® thumbnail

    Rewards Preferred Mastercard®

    Enjoy cash back and low rates.

    • Earn 2% cash back on all purchases
    • APR as low as 14.15% on purchases and cash advances*
    • Balance transfers as low as 5.90% APR*
    • No annual fee
    • No balance transfer fee
    Get Details
    Spurs Rewards Mastercard® thumbnail

    Spurs Rewards Mastercard®

    Celebrate your favorite NBA team and earn cash back.

    • Earn 2% cash back on all purchases
    • APR as low as 14.15% on purchases and cash advances*
    • Balance transfers as low as 5.90% APR*
    • No annual fee
    • No balance transfer fee
    Get Details

    Annual Percentage Rates (APRs) are variable and vary with the market based on the Prime Rate. Rates and terms subject to credit approval.

    All Credit Cards Feature:

    No Balance Transfer Fee

    Credit Human Mastercards® feature fixed-rate balance transfers and no balance transfer fee so you can consolidate high-interest debt to save money.

    Online Account Management

    Conveniently access your credit card details including balances, transaction history, payment options plus manage your credit card applications and more.

    24/7 Support

    When it comes to your credit cards, we have your back. If your card is ever lost or stolen, call our credit card hotline 24 hours a day, 7 days a week. Just dial 844-286-5775.

    Applying is Easy

    When you need a credit card, turn to Credit Human. We make it easy with our online application — just choose the card you prefer and apply, today!
    Apply Now

    Ready to Get Started with Credit Human?

    Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.
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