Credit Cards & Loans
Whatever your financial need — consolidating debt, home improvement, or even buying your dream car — Credit Human has competitive loan rates and borrowing options that can help.
Credit Card Options
Apply for a great credit card from Credit Human. From no annual fee and low annual percentage rates to great support and protection — and even options that let you earn bonus points or cash back rewards — we make it easy for you to manage and maintain credit. Explore them all and apply today.
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Explore Credit Cards

Rate Preferred Mastercard®
Look no further for a no annual fee credit card with great rates.
- APR as low as 11.70% on purchases and cash advances*
- Balance transfers as low as 7.90% APR*
- No annual or balance transfer fee

Rewards Preferred Mastercard®
Want a card that earns points or cash back? The Rewards Preferred Mastercard® delivers great rates and great rewards.
- APR as low as 14.15% on purchases and cash advances*
- Balance transfers as low as 5.90% APR*
- No annual or balance transfer fee
- Bonus points or cash back rewards program

Spurs Rewards Mastercard®
Get great rates, great rewards, and celebrate your favorite NBA team with a Spurs Rewards Mastercard® from Credit Human.
- APR as low as 14.15% on purchases and cash advances*
- Balance transfers as low as 5.90% APR*
- No annual fee or balance transfer fee
- Bonus points or cash back rewards program