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    Education Loans

    Whatever your financial need — consolidating debt, home improvement, or even buying your next vehicle — Credit Human has competitive loan rates and borrowing options that can help.

    Credit Human Can Help with Higher Education

    If you’ve tried other financial aid options and still need help affording higher education, turn to Credit Human. Our undergraduate and graduate student loans are designed to help you cover college costs without hassles or headaches. Apply online today!

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    Credit Human Student Loans

    Our Student Line of Credit

    Undergraduate and graduate loans are designed to help you cover all of your college costs after you’ve exhausted all of your other financial aid options including federal, state, and institutional grants and loans. It’s that extra financial aid you need to make college a reality for you and your family.

    Some of the benefits include:
    • Apply once
    • Request funds as needed
    • One loan, one rate streamline experience
    Undergraduate
    • Covers up to 100% of school certified cost of attendance
    • Borrow up to $75,000
    • Rates as low as 4.25%
    Graduate
    • Covers 100% of school certified cost of attendance
    • Borrow up to $100,000
    • Rate as low as 4.50%
    Get Details

    Important Information for Federal Student Borrowers

    If you are an existing Credit Human borrower who has previously obtained a Federal Stafford or PLUS Loan through Credit Human, your loans are being serviced by Nelnet.

    You can contact Nelnet at:
    888-486-4722 or visit online.

    More from Credit Human

    Credit Human Scholarship Program

    Credit Human Federal Credit Union has established a scholarship program to assist members, children, grandchildren, and spouses of members who are currently attending an accredited two- or four-year college, university, or community college.
    Learn More

    Federal Aid Resources

    Federal Student Aid Information Center:
    800-433-3243

    Federal Direct Loan Consolidation:
    800-557-7394 or visit online.

    Applying is Easy

    When you need a credit card, turn to Credit Human. We make it easy with our online application — just choose the card you prefer and apply, today!
    Apply Now

    Membership Matters

    There are many benefits of being a Credit Human member. Here are just a few:

    • Competitive rates to help you build financial slack
    • Low minimum balances for checking and savings accounts
    • Multiple healthy credit options
    • Convenient access to accounts through digital banking
    • Free financial guidance from trusted advisors
    Join Us

    Ready to Get Started with Credit Human?

    Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.
    Join Us