Upgrade your home today — from remodeling to a new deck — with a Credit Human Home Improvement Loan.
- Low, fixed interest rates
- Terms up to 20 years
- No prepayment penalties
- Easy online access
- Convenient online application
- Available in Texas, Louisiana and Colorado
We know the home loan process can be overwhelming. Whether you're ready to apply or need to talk to one of our knowledgeable loan advisors, we're here to help you every step of the way.
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READY TO TALK? Contact us at 844-468-9369 Monday through Friday 8:30 am to 5:30 pm CT.
Easy Online Access
With our home loan, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for ultimate convenience.
LEARN MORE: Find out more about online banking and how you can sign up to manage your home loan as well as your other Credit Human accounts.
Home Improvement Rates
Rates are effective as of February 20, 2024
Credit Human lending areas include the states of Colorado, Louisiana and Texas. Rates are subject to change without notice. Rates may be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved. An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate. Loans above 80% Loan-To-Value ratio may require private mortgage insurance.
Disclosed rates are based on a purchase amount of $175,000 loan amount, FICO of 740+ with a maximum loan-to-value of 80%.
Please contact a Credit Human Loan Advisor at 844-468-9369 for assistance if you have questions about rates and terms.