Credit Cards & Loans
Whatever your financial need — consolidating debt, home improvement, or even buying your dream car — Credit Human has competitive loan rates and borrowing options that can help.
We Offer Access to Personal Loans
Credit Human can help you get more access to healthy credit. Options that give you a pre-approved credit limit or let you lend money to yourself help you protect cash-flow and attend to the changing needs of your family all at the same time. Explore what’s right for you and apply, today.
Already have a Credit Human personal loan?
Signature Loan
With our easy Signature Loan, Credit Human can help you handle life’s expenses, even as needs change.
- Borrow as little as $500
- Fixed, competitive rates
- Terms up to 72 months
Line of Credit
A Credit Human Line of Credit allows you to make an advance to yourself anytime up to your pre-approved line of credit limit.
- Borrow anytime up to your pre-approved limit
- Low monthly payment
- Overdraft protection option available
- Access credit by debit card, online banking, phone, or by writing a check
QMoney Loan
Our QMoney short-term loan is a valuable member benefit and a smarter alternative to payday loans and other high-cost options.
- No credit check
- Borrow $200 to $500
- 60 days to repay
- Fast and convenient
Share Secured Loan
With as little as $500 in a Credit Human savings account, we can help you free up the funds you need with a Share Secured Loan.
- Borrow $500 or more
- 3.40% APR with terms up to 24 months
- No credit review required
- Single repayment option available
Share Certificate Secured Loan
When you have $1,000 in a Credit Human Share Certificate, put your funds to work by loaning money to yourself at a great rate.
- Borrow $500 or more
- Terms up to share certificate maturity
- No credit review required
- Single repayment option available
SustainableHome™ Financing
Financing to maintain or improve the sustainability of your home with a Credit Human approved SustainableHome™ dealer.
- Credit Human offers SustainableHome™ financing through participating dealers for Solar, Home Improvement, Geothermal and Rainwater Harvesting projects
- Get easy financing options with great rates and flexible terms to help your budget
- Any paperwork is easily taken care of at the dealer’s location — you don’t have to visit Credit Human to take advantage of financing options
Applying is Easy
Ready to Get Started with Credit Human?
Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.