Credit Cards & Loans

    More ways to work toward your goals.

    Personal Loan

    With our easy Personal Loan, Credit Human can help you handle life’s expenses, even as needs change.

    • Borrow as little as $500
    • Fixed, competitive rates
    • Terms up to 72 months


    Apply for Great Rates and Terms

    Preparing for an expense on the horizon? Whether you’re facing the costs of a dream wedding or a new air conditioning unit, a personal loan can help you get the goods you need when you need them. Loan amounts start as low as $500 with no collateral required. We offer a fixed rate and flexible terms up to 72 months, depending on the amount financed.

      Apply Now

    Easy Online Access

    When you have a Personal Loan with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

    Learn More: Find out more about online banking and how you can sign up to manage your Credit Human Personal Loan as well as your other Credit Human accounts.

    Personal Loan Rates

    Personal Loan 12 months $500 11.30% - 17.69%
    Personal Loan 24 months $2,000 11.30% - 17.69%
    Personal Loan 36 months $3,000 11.30% - 17.69%
    Personal Loan 48 months $4,000 10.60% - 17.69%
    Personal Loan 60 months $5,000 10.50% - 17.69%
    Personal Loan 72 months $10,000 10.19% - 17.69%

    Rates are effective as of April 5, 2024

    Apply Online Now

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    Credit Cards & Loans

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    Share Secured Loan

    With as little as $500 in a Credit Human savings account, we can help you free up the funds you need with a Share Secured Loan.

    Line of Credit

    A Credit Human Line of Credit allows you to make an advance to yourself anytime up to your pre-approved line of credit limit.

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    Checking & Savings

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    Dividend Checking

    Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts.

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    Annual Percentage Rates (APRs) are subject to change. A 0.20% rate discount will be given upon enrollment in automatic payments from any checking or savings account. For additional information on current rates, call our Member Service Center toll free at 800-688-7228.