Credit Cards & Loans

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    Share Secured Loan

    We can help you free up the funds you need with a Share Secured Loan.

    • Borrow $500 or more
    • 3.40% APR with terms up to 24 months
    • No credit review required
    • Single repayment option available
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    Apply for Great Rates and Terms

    Credit Human can help you manage an upcoming expense without dipping into your savings. If you have at least $500 in a Credit Human Share Savings account, a Share Secured Loan lets you lend money to yourself at a great rate. You get a term of up to 24 months, and flexible repayment options — including a single payment option. Meanwhile, your savings continue to earn interest and dividends.

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    Funds, Fast and Easy

    A Share Secured Loan saves you time with fast approvals and no credit check required. We make it convenient and economical for you to lend money to yourself, maximize your earnings, and maintain your savings power.


    Easy Online Access

    When you have a Share Secured Loan with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

    LEARN MORE: Find out more about online banking and how you can sign up to manage your Credit Human Share Secured Loan as well as your other Credit Human accounts.

    Share Secured Rates

    Share Secured Single Paid Note Up to 12 months $500 APR 3% Over Share Dividend Rate
    Share Secured Up to 24 months $500 APR 3% Over Share Dividend Rate

    Rates are effective as of September 20, 2023

    Credit Cards & Loans

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    Share Certificate Secured Loan

    When you have $1,000 in a Credit Human Share Certificate, put your funds to work by loaning money to yourself at a great rate.

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    Checking & Savings

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    Share Savings

    Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started.

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