Checking & Savings
Credit Human offers great ways to save and convenient checking account options. With any Credit Human checking or savings account, you get a free debit card, too.
Checking and Savings Accounts
Great for:
AVOIDING OVERDRAFT FEES
Sensible Spend Account
An alternative to a traditional checking account with everything you need without the possibility of overdraft fees that can impact your financial health.
- Open with a $0 minimum deposit
- No overdraft fees
- Waive monthly fee by setting up a $3 monthly auto-transfer to your savings
- Get paid early. Eligible to receive paycheck up to two days early
Great for:
Everyone
Free Checking
It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.
- Open with $25 minimum deposit
- No minimum balance or monthly fees
- Unlimited check writing and debit card usage
- Eligible to receive paycheck up to two days early
Great for:
Earning Dividends
Dividend Checking
Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts.
- Only $25 minimum deposit required to open
- Competitive dividends paid monthly on any balance
- No monthly fees when enrolled in direct deposit and online statements
- Get paid early. Eligible to receive paycheck up to two days early
Great for:
EVERYONE
Share Savings
Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started.
- Open with $5 minimum deposit *
- Earn 0.75% APY on daily balances of $100 or more
- Even more flexibility for members under age 18
Great for:
DEDICATED SAVERS
Money Market Savings
Step up to an insured deposit account that motivates saving with higher dividends as your balance grows.
- Open with a $1,000 minimum deposit
- Get a 2.00% APY on balances of $10,000
- Up to six free withdrawals per statement cycle
Save for Your Future
It’s never too soon to think about retirement. Consider an easy-to-open and maintain IRA. When you start early, a small savings habit can really add up.
Learn MoreShare Certificates
Great for:
FLEXIBLE SAVINGS
Share Certificate
Ready to work towards a savings goal? Consider a share certificate with flexible terms you choose.
- Up to 4.30% APY with dividends paid monthly
- Open with $500 minimum deposit
- Flexible terms from 3 months to 10 years
- Automatic renewal at maturity
Great for:
One-Year Commitment
Liquid Share Certificate
Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.
- Up to 4.00% with dividends paid monthly
- Open with $5,000 minimum deposit
- Fixed, 1-year term with unlimited deposits and two allowed withdrawals*
Find Credit Human Near You
Need to visit us in person? Find the closest location or check out our ATM network.
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