All Share Rates
Share Savings Rates
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $100.00 and up | 0.65% | 0.65% |
Rates are effective as of September 15, 2023
The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.
Balance tier determines daily dividend rate and annual percentage yield on the daily account balance.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
* Each member of Credit Human is also a part owner and your $5.00 deposit establishes your membership. You must maintain $5.00 in your share savings account at all times to cover your ownership share in Credit Human.
Share Savings - Minor Rates
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $5.00 and up | 0.65% | 0.65% |
Rates are effective as of September 15, 2023
The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.
Balance tier determines daily dividend rate and annual percentage yield on the daily account balance.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
* Each member of Credit Human is also a part owner and your $5.00 deposit establishes your membership. You must maintain $5.00 in your share savings account at all times to cover your ownership share in Credit Human.
Dividend Checking Rates
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| No Minimum | 0.10% | 0.10% |
Rates are effective as of September 15, 2023
The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
Credit Human checking accounts require a minimum $25 deposit to open.
Money Market Account Rates
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0.00 - $499.99 | 0.30% | 0.30% |
| $500.00 - $999.99 | 0.50% | 0.50% |
| $1,000.00 - $9,999.99 | 1.49% | 1.50% |
| $10,000.00 - $89,999.99 | 1.74% | 1.75% |
| $90,000.00 and up | 2.08% | 2.10% |
Rates are effective as of September 15, 2023
The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.
Balance tier determines daily dividend rate and annual percentage yield on the daily account balance.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
Money Market Account requires a minimum opening balance of $1,000.
Up to six free withdrawals permitted each monthly statement cycle. Each additional withdrawal $2.
* Each member of Credit Human is also a part owner and your $5.00 deposit establishes your membership. You must maintain $5.00 in your share savings account at all times to cover your ownership share in Credit Human.
Share Certificates Rates
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 2.96% | 3.00% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 5.46% | 5.60% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 5.65% | 5.80% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 4.89% | 5.00% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 4.55% | 4.65% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 4.27% | 4.35% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 3.93% | 4.00% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 3.93% | 4.00% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500.00 and up | 3.93% | 4.00% |
Rates are effective as of September 15, 2023
A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.
Credit Human share certificates are available with a minimum deposit of $500.
Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
Liquid Share Certificate Rates
| Account Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0.00 - $499.99 | 0.30% | 0.30% |
| $500.00 - $999.99 | 0.50% | 0.50% |
| $1,000.00 - $9,999.99 | 1.49% | 1.50% |
| $10,000.00 - $89,999.99 | 1.74% | 1.75% |
| $90,000.00 and up | 2.08% | 2.10% |
Rates are effective as of September 15, 2023
The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.
Balance tier determines daily dividend rate and annual percentage yield on the daily account balance.
Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.
Money Market Account requires a minimum opening balance of $1,000.
Up to six free withdrawals permitted each monthly statement cycle. Each additional withdrawal $2.
* Each member of Credit Human is also a part owner and your $5.00 deposit establishes your membership. You must maintain $5.00 in your share savings account at all times to cover your ownership share in Credit Human.