It pays to become a member. You could earn $200.

  • Become a member with as little as $5
  • Open a checking account with as little as $25, and promo code will automatically be applied
  • Register for online banking and enroll in online statements
  • Use your debit card 10 times*

 A Debit Card Designed For You


Credit Human has the tools you need to get more out of your checking account with enhanced Mastercard® Debit Card - a faster, safer and more convenient way to pay.

  • Feel secure with fraud and ID theft protection 
  • Enjoy free access to more than 55,000+ ATMs worldwide with the Allpoint Network
  • Convenient benefits such as digital wallet. Just add your debit card to Apple Pay, Samsung Pay or Google Pay and complete transactions right from your mobile device 

Convenience at your fingertips

Manage your accounts at your convenience with online and mobile banking.

  • Pay bills and track spending with financial health tools
  • Add accounts or apply for a loan online
  • Check balances, view history and more


What does it take to join?

Credit Human is a collective; you can join by choosing one of hundreds of affiliations.

How do I register for mobile and online banking?

All you need to get started with mobile and online banking is an active Credit Human account, your last name, social security number, date of birth and account number. Register Today

When can you expect your $200 reward?

Reward funds will be deposited into your checking account within 60 days after the promotion end date of July 15, 2023. The reward funds are contingent upon meeting all offer requirements and account must be in good standing.

Who is Credit Human?

*Only one new checking account per primary member by household mailing address is eligible for the incentive offer and cannot be combined with any other Credit Human offers. Offer valid with online account opening or at any Credit Human location. Membership eligibility required and subject to Credit Human Membership Agreement. Offer available to non-members and Credit Human members who do not have a checking account. Minors, business entities, and Credit Human employees are not eligible. To receive the incentive 1.) Minimum deposit of $5 required to establish membership. 2.) Credit Human checking account required to be open before July 15, 2023. Most checking accounts require a minimum $25 deposit to open and 3.) to receive the $200 incentive, the checking account must remain open at least 60 days from account opening, a minimum of 10 point-of-sale debit card transactions (ATM excluded), online banking and online statements enrollment must occur. Incentive to be deposited into your checking account within 60 days of account opening during promotion period of May 15, 2023, through July 15, 2023, are contingent upon meeting offer requirements and account must be in good standing. Incentives are considered interest and will be reported on IRS Form 1099-INT. The Annual Percentage Yield (APY), for the Credit Human savings accounts effective as of May 12, 2023, is 0.50% for balances $100.00 and greater. Dividend rates are variable. All Mastercard consumer debit cardholders in the US are eligible for Mastercard ID Theft Protection coverage and there is no charge for these services. You must enroll in order to receive Mastercard ID Theft Protection. Refer to the Mastercard Guide to Benefits at for more details.