Skip to Content

Hit the Lot Ready — Secure Your Auto Loan Before You Shop

Get approved. Visit the dealer. Shop with confidence.

Why Finance Directly with Credit Human?

At Credit Human, we see more than a credit score—we see YOU

Quick Approvals

Most decisions happen in minutes, so you won’t lose your excitement or momentum when purchasing your next vehicle.

Financial Tools

We can help you determine how much you can afford (and still live your life to the fullest).

Rate Discounts

We offer a variety of rate discounts for things like auto-pay enrollment and eco-friendly choices.

Flexible Loan Options

We offer a variety of terms and can match you with a loan according to your goals.

I'm not a member yet

I'm a member of Credit Human

 


Auto Loan Payment Calculator

Estimate your monthly payment by entering your loan details

Consider your income and expenses and use this simple rule of thumb - stick to a payment that's no more than 15% of your monthly take-home pay. Remember to factor in additional costs like insurance, maintenance and fuel. Your total car expenses should be no more than 20% of your monthly take-home pay.
 
 
 

Wherever Your Journey Takes You

We've got a loan for that. 

Purchasing a vehicle is a big decision. Whether you need to add a third row, want more speed and style or are looking to finance your first vehicle, Credit Human can help you prepare before you walk into a dealership, so you can negotiate with confidence.

I'm not a member yet

I'm a member of Credit Human

We Finance More than Just Cars

Wherever your road takes you

...and more.

Our Commitment to You

No jargon. No lectures. Just support and financing that makes sense.

You’re more than a loan, account or credit score at Credit Human. You’re an integral part of our vibrant community, and you deserve a partner who will help you reach your goals and live well. That’s where Credit Human comes in. As a credit union, we are a financial cooperative that prioritizes people and the planet over profits. Our vision: to see all communities free of financial stress. Because when stress fades, people shine. This is what drives us to serve you well no matter your circumstances. 

We like to think of ourselves as a different kind of credit union—and it’s a difference you can feel.

Auto Loans

You’re more than a loan, account or credit score at Credit Human. You’re an integral part of our vibrant community, and you deserve a partner who will help you reach your goals and live well. That’s where Credit Human comes in. As a credit union, we are a financial cooperative that prioritizes people and the planet over profits. Our vision: to see all communities free of financial stress. Because when stress fades, people shine. This is what drives us to serve you well no matter your circumstances. 

We like to think of ourselves as a different kind of credit union—and it’s a difference you can feel.

Boat and RV Loans

NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Credit Human. Vehicle values are determined based on the NADA Guide. Annual Percentage Rates (APRs) are effective as of April 5, 2024 and are to subject to change without notice. For information on current rates, call our Member Service Center at 210-258-1234 or toll free at 800-688-7228. Annual Percentage Rates (APRs) include a .20% discount for loan payments made automatically from any checking or saving account. Rates are subject to change. For additional information on current rates, call our Member Service Center toll free at 800-688-7228.

Motorcycles, Horse Trailers, Tractors, ATV's, and other Miscellaneous Secured Vehicle Loans

NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Credit Human. Vehicle values are determined based on the NADA Guide. Annual Percentage Rates (APRs) are effective as of April 5, 2024 and are to subject to change without notice. For information on current rates, call our Member Service Center at 210-258-1234 or toll free at 800-688-7228.