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Checking & Savings

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Great for:
Everyone

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card usage
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Great for:
Earning Dividends

Dividend Checking

Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts.

  • Only $25 minimum deposit required to open
  • Competitive dividends paid monthly on any balance
  • No monthly fees when enrolled in direct deposit and online statements
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Great for:
Everyone

Share Savings

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started.

  • Open with $5 minimum deposit *
  • Earn 0.25% APY on daily balances of $100 or more
  • Even more flexibility for members under age 18
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Credit Cards & Loans

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Spurs Rewards Mastercard®

Spurs Rewards Mastercard®

Get great rates, great rewards, and celebrate your favorite NBA team with a Spurs Rewards Mastercard® from Credit Human.

  • APR as low as 9.90% on purchases*
  • Balance transfers as low as 5.90% APR*
  • No annual fee or balance transfer fee
  • Bonus points or cash back rewards program
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Rate Preferred Visa®

Rate Preferred Visa®

Look no further for a no annual fee credit card with great rates.

  • APR as low as 8.90% on purchases and cash advances*
  • Balance transfers as low as 7.90% APR*
  • No annual or balance transfer fee
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Home Equity

If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.

  • Low, fixed interest rates
  • Terms up to 20 years
  • No prepayment penalties
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Your Lifetime Financial Partner

Members are often attracted to us by a great rate. But they stick with us for all we offer — from everyday convenience to long-term financial planning — to help them make smart moves with money. Whatever your life stage or financial need, find out how Credit Human can help you thrive.

Become a Member Today. Join Us