Online & Mobile

Time is money. Manage both with online banking, our mobile app, or even by phone. You can choose what’s convenient for you.

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Great for: Everyone

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card access
Great for: Members On the Go

My Generation Checking

Want an account that works harder for you without monthly fees? Meet four simple requirements to earn a special, high dividend rate and skip ATM fees.

  • Open with $25 minimum deposit
  • 0.20% APY with dividends paid monthly
  • No minimum balance or monthly fees
Great for: Everyone

Share Savings

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started!

  • Open with $5 minimum deposit
  • Earn 0.25% APY on daily balances of $100 or more
  • Even more flexibility for members under age 18

Spurs Rewards Mastercard®

Get great rates, great rewards, and celebrate your favorite NBA team with a Spurs Rewards Mastercard® from Credit Human.

  • APR as low as 9.90% on purchases*
  • Balance transfers as low as 5.90% APR*
  • No annual fee or balance transfer fee
  • Bonus points or cash back rewards program

Rate Preferred Visa®

Look no further for a no annual fee credit card with great rates.

  • APR as low as 8.90% on purchases and cash advances*
  • Balance transfers as low as 7.90% APR*
  • No annual or balance transfer fee

Home Improvement

Upgrade your home today — from remodeling to a new deck — with a Credit Human Home Improvement Loan.

  • Low, fixed interest rates
  • Terms up to 20 years
  • No prepayment penalties

Your Lifetime Financial Partner

Members are often attracted to us by a great rate. But they stick with us for all we offer — from everyday convenience to long-term financial planning — to help them make smart moves with money. Whatever your life stage or financial need, find out how Credit Human can help you thrive.

Become a Member Today. Join Us