Build Financial Slack

Financial health is not about how much money you make, it’s about having enough financial slack. Your income minus expenses is what we mean by financial slack. We believe dedicating yourself to a financial goal of planning and saving will help you build slack and relieve stress.

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Checking & Savings

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Great for:
Everyone

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card access
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Great for:
Earning Dividends

Dividend Checking

Dividend Checking allows you to earn dividends on your balance while saving on fees and enjoying all the conveniences that come with all of our checking accounts.

  • Only $25 minimum deposit required to open
  • Competitive dividends paid monthly on any balance
  • No monthly fees when enrolled in direct deposit and online statements
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Great for:
Everyone

Share Savings

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started.

  • Open with $5 minimum deposit
  • Earn 0.25% APY on daily balances of $100 or more
  • Even more flexibility for members under age 18
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Credit Cards & Loans

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Spurs Rewards Mastercard®

Spurs Rewards Mastercard®

Get great rates, great rewards, and celebrate your favorite NBA team with a Spurs Rewards Mastercard® from Credit Human.

  • APR as low as 9.90% on purchases*
  • Balance transfers as low as 5.90% APR*
  • No annual fee or balance transfer fee
  • Bonus points or cash back rewards program
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Rate Preferred Visa®

Rate Preferred Visa®

Look no further for a no annual fee credit card with great rates.

  • APR as low as 8.90% on purchases and cash advances*
  • Balance transfers as low as 7.90% APR*
  • No annual or balance transfer fee
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Home Equity

If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.

  • Low, fixed interest rates
  • Terms up to 20 years
  • No prepayment penalties
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Your Lifetime Financial Partner

Members are often attracted to us by a great rate. But they stick with us for all we offer — from everyday convenience to long-term financial planning — to help them make smart moves with money. Whatever your life stage or financial need, find out how Credit Human can help you thrive.

Become a Member Today. Join Us