Investments & Planning

Make smart moves with money.

Your financial roadmap needs products and services that allow you to plan and create opportunities for the future.

IRA & Share Certificates

IRA & Share Certificates Investment Services

Planning for Your Future

Credit Human offers easy ways to put your money to work. We’ve got a range of savings certificates and IRAs designed to help you reach your long-term savings goals, prepare for retirement, or fund a college education. If you need help deciding which accounts are right for you, just get in touch. We’re here to help you make smart moves with your money.

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Individual Retirement Accounts and Money Funds

Traditional IRA Certificate

Earn now, pay later. Contributions grow on a tax-deferred basis while you earn dividends like a certificate with fixed terms of 6-month to 10 years.

Open with $500 minimum deposit
Contributions may be tax deductible
Earnings are tax-deferred
Up to 5.25% APY with dividends paid monthly
Automatic renewal at maturity

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Traditional Money Fund IRA

Provides a means for saving for retirement without having funds locked up for a set amount of time.

No minimum opening deposit required
Contributions may be tax deductible
Earnings are tax-deferred
No age limit on contributions for individuals who have earned income and are eligible
Up to 2.15% APY with dividends paid quarterly

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We'll help you start planning for the future

Credit Human can help you with a customized financial strategy built around your personal goals and circumstances.

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Roth IRA Certificate

Pay now, save later. Fewer age restrictions allow you to keep contributing so your account can continue to grow with tax-free earnings.

Earnings are tax-free
No age limit on contributions
No required distribution at age 72
Up to 5.25% APY with dividends paid monthly
Automatic renewal at maturity

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Roth Money Fund IRA

Provides a means for saving for retirement without having funds locked up for a set amount of time.

No minimum opening deposit required
Earnings are tax-free
No age limit on contributions
No required distribution at age 72
Up to 2.15% APY with dividends paid quarterly

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Get Ready to Save with a Money Market Account

As you explore savings options, put your money to work with everyday accounts that earn great dividends.

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Share Certificates

Share Certificate

Ready to work towards a savings goal? Consider a share certificate with flexible terms you choose.

Up to 5.30% APY with dividends paid monthly
Open with $500 minimum deposit
Flexible terms from 3 months to 10 years
Automatic renewal at maturity

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Liquid Share Certificate

Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.

Up to 4.75% with dividends paid monthly
Open with $5,000 minimum deposit
Fixed, 1-year term with unlimited deposits and two allowed withdrawals*

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