Build your financial slack.

If you're feeling financial stress, you're not alone. 167 million Americans feel the same way. We're here to help change all that.

More slack equals less stress.
When you subtract life's expenses from the money you make, what's left over is your financial slack. Having enough slack means you can pay for unexpected expenses and enjoy life without the constant stress.

Assess your financial slack

Take our quiz to see how you are doing with your money and learn the best way for you to build slack right now. You'll also see other areas of opportunity.

Take the Quiz

Make a spending plan

Wondering if you have enough financial slack? Use our worksheet to map where your money goes each month and see the slack you have today.

Get the Worksheet

Visit our Financial Health Centers

We approach everyone's situation individually. We give our members a place to better understand their needs and goals.

Find Our Locations

Ready to build financial slack?

Explore ways to build your financial slack in the areas of spend, save, plan and borrow.

Spend

Paying bills on time and spending less than you earn are the foundation for creating financial slack.

Save

Having a sufficient liquid savings and a long-term savings helps us weather unexpected events and reach our goals.

Plan

Planning ahead and getting insured are key factors in creating and maintaining financial slack.

Borrow

Building credit and managing debt ensure our ability to create and maintain financial slack.

More ways to learn about financial health.

Free credit counseling for you.

Through our partnership with GreenPath Financial Wellness, you have access to confidential debt and credit management, homeownership education and foreclosure prevention.

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Call GreenPath toll-free at 877-337-3399

Learn More

Financial planning calculators.

Thinking about how much to save for long-term goals like retirement or college? How to start investing, prepare for an expense, handle job changes, or make the most of an inheritance? Our calculators can help.

Learn More

Know your credit score.

Chat with Coach Lea. She can give you your credit score and a personalized plan to strengthen your credit.

Chat Now

Knowledge and skills to create and maintain financial slack.

Healthy Financial Habits
Mindful Living
Family Conversations About Money
Identity Protection
Preventing Elder Fraud & Abuse

Answer a few key questions about your current financial status and future goals. You'll get a personalized list of resources based on your financial needs.

Create My List

Recommended reading by Credit Human

Read up lo learn concepts and skills that can help you build and maintain financial slack.

Buying a Car in Today’s Market

07/27/2022

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7 steps to a less stressful car buying experience

How to Stress Less During Back-to-School Season

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3 steps to stress less this school year

Are You Financially Independent?

06/29/2022

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5 tips to achieve financial freedom

Webinar: Your Saving Strategy for (Un)Expected Expenses

06/22/2022

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How sinking funds help us save

Debt Consolidation

06/15/2022

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What’s the best approach for you?

Sunny Day Savings

06/01/2022

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Building slack for summer fun

529 College Savings Plan

05/29/2022

3 minute read

One of the most popular ways to save for college

Saving for Retirement & College at the Same Time

05/25/2022

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How to save for multiple long-term goals

Save Money by Saving the Planet

05/18/2022

2 minute read

Eco-friendly tips for saving money

Inflation 101

05/16/2022

3 minute read

How inflation impacts every aspect of our financial journey

Podcast: Modern Day Tale of Love & Money

05/11/2022

2 minute read

Merging finances with the one we love

Get Ahead of Your Debt

05/04/2022

2 minute read

4 strategies to keep your payments on time

View All Articles

Build your financial slack.

If you're feeling financial stress, you're not alone. 167 million Americans feel the same way. We're here to help change all that.

Assess your financial slack

Make a spending plan

Visit our Financial Health Centers

Spend

Save

Plan

Borrow

Free credit counseling for you.

Financial planning calculators.

Know your credit score.

Knowledge and skills to create and maintain financial slack.

Buying a Car in Today’s Market

How to Stress Less During Back-to-School Season

Are You Financially Independent?

Webinar: Your Saving Strategy for (Un)Expected Expenses

Debt Consolidation

Sunny Day Savings

529 College Savings Plan

Saving for Retirement & College at the Same Time

Save Money by Saving the Planet

Inflation 101

Podcast: Modern Day Tale of Love & Money

Get Ahead of Your Debt

It all starts when you join us.

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