Step up to an insured deposit account that motivates saving with higher dividends as your balance grows.
- Open with a $1,000 minimum deposit
- Get a 0.25% APY on balances of $10,000
- Up to six free withdrawals per statement cycle
- Funds federally insured up to $250,000
- Additional tiered rates available on other balances
Note: If your balance drops below $1,000, a $7 monthly service fee is charged. Up to six free withdrawals permitted each monthly statement cycle. Each additional withdrawal $2.
Tiered Dividends and Yields
With Money Market Savings, a low monthly fee of $7 is waived when you maintain a balance of $1,000 or more. In addition to a great annual percentage yield (APY), Money Market Savings makes it easy to earn higher dividends as your balance grows.
Note: Dividends are calculated using the daily balance method. Your balance tier determines the daily dividend rate and annual percentage yield on the daily account balance. The rate is variable, and may change at any time after the account is opened. Fees could reduce dividend earnings.
Your Insured Funds
As a Credit Human member, your deposits — checking, savings, certificates, and IRAs — are federally insured up to $250,000 by National Credit Union Administration (NCUA). Similar to deposit insurance coverage offered by the FDIC for banks, the NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions.
More Details: Account type and ownership factor into coverage amounts. Read up on NCUA Share Insurance (PDF) to maximize your coverage, estimate your coverage online, or call our Member Service Center at 210-258-1234 or toll free at 800-688-7228 for further information on your insured funds.