QMoney Loan

Our QMoney short-term loan is a valuable member benefit and a smarter alternative to payday loans and other high-cost options.

  • No credit check
  • Borrow $200 to $500
  • 60 days to repay
  • Fast and convenient

A Short-Term Loan with a Conscience

Credit Human can help you manage when money is tight with a QMoney small-dollar, short-term loan.  It's easy to apply for a QMoney Loan anytime through online banking or mobile banking, and you'll receive a decision and funding to your existing Credit Human account in less than a minute.  It's a smarter alternative to high-cost options like payday loans, title loans and pawn shops. 

Another Benefit of Credit Human Membership

We are proud to offer this loan as a unique benefit of being a Credit Human member.  To be eligible for a QMoney loan you must be the primary account holder, have an open deposit account for 30 days or more, and be at least 18 years of age.  You must not have any overdrawn accounts, loans past due or charged off loans including credit cards.

Ready to Apply?  It's easy to apply through mobile or online banking.   You'll get a decision and funding in less than a minute.

Not a member?  We're looking forward to having you join us.  Join online or visit any Credit Human location.

Credit Cards & Loans

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Rate Preferred Mastercard®

Rate Preferred Mastercard®

Look no further for a no annual fee credit card with great rates.

  • APR as low as 11.70% on purchases and cash advances*
  • Balance transfers as low as 7.90% APR*
  • No annual or balance transfer fee
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Checking & Savings

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Great for:
Everyone

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card usage
  • Eligible to receive paycheck up to two days early
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QMoney Rates

QMoney Loan60 days28.00%$200

There is a $20 non-refundable application fee. This fee is charged to all members as soon as the application is submitted. QMoney has a fixed Annual Percentage Rate of 28%. You will have sixty (60) days to repay the loan in two equal payments.

You can only have one QMoney loan at a time, with no more than three QMoney loans within a six-month rolling period. Members who are active military and their dependents are not eligible for a QMoney loan due to the Military Lending Act regulation administered by the Department of Defense.

QMoney Loan rates are effective as of 6/17/2019.