Investment Accounts for Your Future

Credit Human offers easy ways to put your money to work. We’ve got a range of savings certificates and IRAs designed to help you reach your long-term savings goals, prepare for retirement, or fund a college education. If you need help deciding which investment accounts are right for you, just get in touch. We’re here to help you make smart moves with your money.

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Great for: Tax Benefits as You Save

Traditional IRA

Open an IRA designed to help you save for retirement and gain tax advantages on your contributions each year.

  • Contributions may be tax deductible
  • Earnings are tax-deferred
  • Contribute every year up to age 70 1/2
  • Up to 0.40% APY with dividends paid monthly
Great for: Tiered Dividend Earnings

Traditional Money Fund IRA

Get all the benefits of a Traditional IRA plus the ability to earn higher dividend rates as your account balance grows.

  • Contributions may be tax deductible
  • Earnings are tax-deferred
  • Contribute every year up to age 70 1/2
  • Up to 0.40% APY with dividends paid monthly
Great for: Alternate Retirement Savings

Share Certificate IRA

Get all the benefits of an IRA with added security, flexibility, and higher dividends of an Credit Human Savings Certificate.

  • Open with $500 minimum deposit
  • Contributions may be tax deductible
  • Earnings are tax-deferred
  • Up to 2.60% APY with dividends paid monthly
Great for: Tax Benefits Upon Retirement

Roth IRA

With the Roth IRA, fewer age restrictions allow you to keep on contributing, let your account grow, and access your earnings tax-free.

  • Earnings are tax-free
  • No age limit on contributions
  • No required distribution at age 70 1/2
  • Up to 2.60% APY with dividends paid monthly
Great for: Tiered Dividend Earnings

Roth Money Fund IRA

Get all the benefits of a Roth IRA plus the ability to earn higher dividend rates as your account balance grows.

  • Earnings are tax-free
  • No age limit on contributions
  • No required distribution at age 70 1/2
  • Up to 0.40% APY with dividends paid monthly

Explore Certificates

Great for: Most Flexibility

Share Certificate

Ready to work towards a savings goal? Consider a savings certificate with flexible terms you choose.

  • Up to 2.60% APY with dividends paid monthly
  • Open with $1,000 minimum deposit
  • Flexible terms from 3 months to 10 years
Great for: Access to Higher Balances

Jumbo Share Certificate

If you can commit a large amount to savings, try a savings certificate that is geared for higher balances and offers great flexibility.

  • Up to 2.60% APY with dividends paid monthly
  • Open with $90,000 minimum deposit
  • Flexible terms from 3 months to 10 years
Great for: One-Year Commitment

Liquid Share Certificate

Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.

  • Up to 1.15% APY with dividends paid monthly
  • Open with $5,000 minimum deposit
  • Fixed, 1-year term with unlimited deposits and two allowed withdrawals

Get Ready to Invest with Money Market Savings

As you explore investment options, put your money to work with everyday accounts that earn great dividends.

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