Credit Cards & Loans
Discover a different type of home loan designed with your financial health in mind.
- No down payment required
- No private mortgage insurance required
- Build equity faster
- Convenient online application process
- Available in Texas, Louisiana and Colorado
A Home Loan for You
With all the costs that come with buying a home, putting down a large sum of money as a down payment can make it even more challenging to achieve that dream. That's why we offer 100% financing for the purchase of your home.
And because we take your financial health seriously, we're not requiring private mortgage insurance (PMI) for this loan. Instead of paying PMI, you can use that money to pay down your principal balance - building equity faster.
This is our way of helping you gain more financial slack and become financially healthier.
We know the home loan process can be overwhelming. Whether you're ready to purchase a home, get prequalified or need to talk to one of our knowledgeable loan advisors, we're here to help you every step of the way.
READY TO TALK? Contact us at 844-468-9369 Monday through Friday 8:30 am to 5:30 pm CT.
Easy Online Access
With our home loan, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for ultimate convenience.
LEARN MORE: Find out more about online banking and how you can sign up to manage your home loan as well as your other Credit Human accounts.
Credit Human lending areas include the states of Colorado, Louisiana and Texas. Rates are subject to change without notice. Rates may be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved. An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate. Loans above 80% Loan-To-Value ratio may require private mortgage insurance.
Disclosed rates are based on a purchase amount of $175,000 loan amount, FICO of 740+ with a maximum loan-to-value of 80%.
Please contact a Credit Human Loan Advisor at 844-468-9369 for assistance if you have questions about rates and terms.