Credit Cards & Loans

    More ways to work toward your goals.

    Auto Loan

    We help our members buy the cars they want. Once approved, you can negotiate with confidence.

    • Competitive rates
    • Flexible terms to fit your budget
    • Easy online application
    • Discount available for electric and hybrid vehicles


    NOTE: Need a vehicle other than a car? Try our Boat & RVMotorcycle, or Miscellaneous Secured loan options.

    Get Pre-Approved with Great Rates and Terms

    Want credit confidence? Get pre-approved for your Auto Loan with our easy, online application. Whether you are looking for something new or used, look no further than Credit Human for competitive rates and flexible terms to fit your budget.

    Apply Now

    For information, contact our Auto Loan Advisors at 210-258-1880

    Easy Online Access

    When you have an Auto Loan with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

    LEARN MORE: Find out more about online banking and how you can sign up to manage your Credit Human Auto Loan and other Credit Human accounts.

    Find Great Deals with AutoSMART

    Need help finding that perfect new or used vehicle? We’ve got you covered. Search online to find new and used cars nearby and get quotes sent directly to your email — then get great financing from Credit Human.


    Automobile Rates

    Vehicle Year Model 2017 24-69 months $7,500 6.49 - 14.59%**
    Vehicle Year Model 2013 - 2015 24-60 months $7,500 6.49 - 14.59%**
    Vehicle Year Model 2018 - 2019 24-72 months $7,500 6.49 - 14.79%**
    Vehicle Year Model 2020 & Newer 24-84 months* $25,000 6.49 - 14.79%**
    Vehicle Year Model 2016 24-63 months $7,500 6.49 - 14.59%**

    Rates are effective as of March 28, 2024

    Annual Percentage Rate (APR) is dependent on credit rating, collateral value, amount financed and other criteria. Qualifying used vehicles must be 10 years or newer with 150,000 miles or less. *Minimum 700 FICO score and $25,000 amount financed to qualify for 79 - 84 month term. **6.49% APR is for a 24 - 48 month term, minimum 780 FICO score, includes a 0.30% discount for e-signing loan documents and .20% discount for setting up auto pay from any checking account.

    Credit Cards & Loans

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    Boat & RV Loan

    Ready for a recreational vehicle? Creating family fun and shared memories could be a great investment for you.

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    Motorcycle Loan

    If you feel the call of the open road or just need an efficient way to get around town, a motorcycle may be the answer.

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    Checking & Savings

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    Free Checking

    It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

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