No PMI, No Worries

    Affordable home loans without the stress

    Whether it’s your first home or a new home, having the funds available for a down payment can make buying your dream home impossible. That's why we offer home loans that require little to no down payment. And because we take your financial health seriously, we're not requiring private mortgage insurance (PMI).

    Instead of paying PMI, you can use that money to pay down your principal balance and build equity faster. This is our way of helping you gain more financial slack and become financially healthier.

    Slack Builder Home Loan

    • 100% financing - $0 down payment
    • No PMI
    Apply Now

    95/5 Home Loan

    • 95% financing - 5% down payment
    • No PMI
    Apply Now

    Credit Human lending areas include the states of Colorado, Louisiana and Texas. Rates are subject to change without notice. Rates may be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved. An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate. Loans above 80% Loan-To-Value ratio may require private mortgage insurance. 

    Please contact a Credit Human Loan Advisor at 844-468-9369 for assistance if you have questions about rates and terms.