If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.
- Low, fixed interest rates
- Terms up to 20 years
- No prepayment penalties
- Easy online access
- Convenient online application
- Available in Texas, Louisiana and Colorado
We know the home loan process can be overwhelming. Whether you're ready to apply or need to talk to one of our knowledgeable loan advisors, we're here to help you every step of the way.
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READY TO TALK? Contact us at 844-468-9369 Monday through Friday 8:30 am to 5:30 pm CT.
Know Your Equity
The equity in your home is the value of your home less any outstanding loans owed against it. A home equity loan in Texas allows you to borrow up to 80% of the value of your home.
Example: If your home is valued at $100,000 you may borrow up to 80% of its value or $80,000. If you already have a home loan of $55,000 you would have $25,000 in equity that you may be able to borrow ($55,000 + $25,000 = $80,000).
Easy Online Access
With our home loan, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for ultimate convenience.
Learn More: Find out more about online banking and how you can sign up to manage your home loan as well as your other Credit Human accounts.