We Offer Access to Personal Loans

Credit Human can help you get more access to healthy credit. Options that give you a pre-approved credit limit or let you lend money to yourself help you protect cash-flow and attend to the changing needs of your family all at the same time. Explore what’s right for you and apply, today.

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Explore Secured Loans & Financing Options

Signature Loan

With our easy Signature Loan, Credit Human can help you handle life’s expenses, even as needs change.

  • Borrow as little as $500
  • Fixed, competitive rates
  • Terms up to 72 months

Line of Credit

A Credit Human Line of Credit allows you to make an advance to yourself anytime up to your pre-approved line of credit limit.

  • Borrow anytime up to your pre-approved limit
  • Low monthly payment
  • Overdraft protection option available

QMoney Loan

Our QMoney short-term loan is a valuable member benefit and a smarter alternative to payday loans and other high-cost options.

  • No credit check
  • Borrow $200 to $500
  • 60 days to repay

Share Secured Loan

With as little as $500 in a Credit Human savings account, we can help you free up the funds you need with a Share Secured Loan.

  • Borrow $500 or more
  • 3.50% APR with terms up to 24 months
  • No credit review required

Share Certificate Secured Loan

When you have $1,000 in a Credit Human Share Certificate, put your funds to work by loaning money to yourself at a great rate.

  • Borrow $500 or more
  • Terms up to share certificate maturity
  • No credit review required

SustainableHome™ Financing

Financing to maintain or improve the sustainability of your home with a Credit Human approved SustainableHome™ dealer.

  • Credit Human offers SustainableHome™ financing through participating dealers for Solar, Home Improvement, Geothermal and Rainwater Harvesting projects
  • Get easy financing options with great rates and flexible terms to help your budget
  • Any paperwork is easily taken care of at the dealer’s location — you don’t have to visit Credit Human to take advantage of financing options

Applying is Easy

When you need credit, turn to Credit Human. We make it easy with our online application and fast answers — just choose the personal loan option you prefer and apply today.


Did you know that Credit Human offers members:


Ready to Get Started with Credit Human?

Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.