We Offer Access to Personal Loans

Credit Human can help you get more access to healthy credit. Options that give you a pre-approved credit limit or let you lend money to yourself help you protect cash-flow and attend to the changing needs of your family all at the same time. Explore what’s right for you and apply, today.

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Explore Secured Loans & Financing Options

Signature Loan

With our easy Signature Loan, Credit Human can help you handle life’s expenses, even as needs change.

  • Borrow as little as $500
  • Fixed, competitive rates
  • Terms up to 60 months

Line of Credit

A Credit Human Line of Credit allows you to make an advance to yourself anytime up to your pre-approved line of credit limit.

  • Borrow anytime up to your pre-approved limit
  • Low monthly payment
  • Overdraft protection option available

QMoney Loan

Our QMoney short-term loan is a valuable member benefit and a smarter alternative to payday loans and other high-cost options.

  • No credit check
  • Borrow $200 to $500
  • 60 days to repay

Share Secured Loan

With as little as $500 in a Credit Human savings account, we can help you free up the funds you need with a Share Secured Loan.

  • Borrow $500 or more
  • 3.25% APR with terms up to 24 months
  • No credit review required

Share Certificate Secured Loan

When you have $1,000 in a Credit Human Share Certificate, put your funds to work by loaning money to yourself at a great rate.

  • Borrow $500 or more
  • Terms up to share certificate maturity
  • No credit review required

Point of Sale Financing

Get easy financing on things you need to improve or repair your home at participating Credit Human Point of Sale Financing merchants.

  • Financing up to $20,000
  • Flexible terms up to 12 months same as cash
  • Installment plans available up to 60 months

Applying is Easy

When you need credit, turn to Credit Human. We make it easy with our online application and fast answers — just choose the personal loan option you prefer and apply today.


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Ready to Get Started with Credit Human?

Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.