Boat & RV Loan

Ready for a recreational vehicle? Creating family fun and shared memories could be a great investment for you.

  • Competitive rates
  • Flexible terms to fit your budget
  • Easy online application

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Note: Wanting to purchase a motorcycle, instead? Try our Motorcycle Loan.


Get Pre-Approved with Great Rates and Terms

If you’ve decided to finance a boat or recreational vehicle (RV), pre-approval can help you make a great investment. Whether you are looking at new or used options, complete our online application to explore competitive rates and flexible terms that fit your budget.

Finance up to 100% of the purchase price at a fixed rate — in the case of RVs, for as long as 120 months — with no penalties for early repayment.

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Note: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Credit Human. Vehicle values are determined based on the NADA Guide. Annual Percentage Rates (APRs) are effective as of February 1, 2021 and are to subject to change without notice. For information on current rates, call our Member Service Center at 210-258-1234 or toll free at 800-688-7228.


Easy Online Access

When you have a Boat & RV Loan with Credit Human, you get up-to-the minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for online banking. You can even set up automatic loan payments from your Credit Human checking or savings account for the ultimate in convenience.

Learn More: Find out more about online banking and how you can sign up to manage your Credit Human Boat & RV Loan as well as your other Credit Human accounts.

Motorcycle Loan

If you feel the call of the open road or just need an efficient way to get around town, a motorcycle may be the answer.

Auto Loan

We help our members buy the cars they want. Once approved, you can negotiate with confidence.

Boat Rates

New & Used Rates 2014 & Newer84 months6.79%$25,000APR ranging from 6.79% - 14.39%
New & Used Rates 2014 & Newer72 months6.84%$20,000APR ranging from 6.84% - 14.44%
New & Used Rates 2014 & Newer60 months6.89%APR ranging from 6.89% - 14.49%
New & Used Rates 2014 & Newer48 months6.99%APR ranging from 6.99% - 14.59%

Recreational Vehicle Rates

New & Used Rates 2014 & Newer120 months6.49%$25,000APR ranging from 6.49% - 14.09%
New & Used Rates 2014 & Newer96 months6.59%$20,000APR ranging from 6.59% - 14.19%
New & Used Rates 2014 & Newer84 months6.79%$15,000APR ranging from 6.79% - 14.39%
New & Used Rates 2014 & Newer60 months6.89%$10,000APR ranging from 6.89% - 14.49%
New & Used Rates 2014 & Newer48 months6.99%APR ranging from 6.99% - 14.59%

The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Credit Human.

Values will be determined based on the NADA Guide.