To all our members impacted by the storm, we’re here to help. 
    Please call the Member Service Center at 800-688-7228 so we can work together to find the best solutions for you. And for members who need assistance with your Manufactured Home loan, please call our team of MH specialists at 866-310-2143 to discuss available options.

    Investment Team

    Make smart moves with money.

    Your financial roadmap needs products and services that allow you to plan and create opportunities for the future.

    Invest with the Strength of Credit Human Behind You

    We’re here to take a personal interest in your investment needs. Our CFS* investment advisor, Charles Lutz, has many years of experience in the financial services industry. To schedule a consultation appointment, please contact us, use the button below or call directly at 210-258-1442.

    Check the background on these investment professionals at FINRA’s BrokerCheck.


    Make an Appointment

    View all of our investment options

    Meet the Investment Team

    Charles Day Lutz, IV (Chip) thumbnail
    Charles Day Lutz, IV (Chip)
    Executive Investment Advisor
    Rose Davila thumbnail
    Rose Davila
    Executive Investment Associate
    Kevin Vigil thumbnail
    Kevin Vigil
    Investment Associate Advisor
    Xavier A. Garza thumbnail
    Xavier A. Garza
    Investment Associate
    Gabriel Martinez thumbnail
    Gabriel Martinez
    Investment Coordinator
    * Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Credit Human has contracted with CFS to make non-deposit investment products and services available to credit union members.

    Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

    Find Credit Human Near You

    Need to visit us in person? Find the closest location or check out our ATM network.
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    Membership Matters

    There are many benefits of being a Credit Human member. Here are just a few:

    • Competitive rates to help you build financial slack
    • Low minimum balances for checking and savings accounts
    • Multiple healthy credit options
    • Convenient access to accounts through our digital banking app
    • Free financial guidance from trusted advisors
    Join Us

    Ready to Get Started with Credit Human?

    Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.

    Join Us